Welcome to Howard Ruff’s Nine Year Mortgage

Nine Year Mortgage: Your Path to Financial Security

Since 1996, Nine Year Mortgage has reached across the United States to help thousands of Americans eliminate all of their debt, including their mortgage, in about nine years. Even better, the effective interest rate created by our unique program is lower than anything you have ever seen before!

Eliminate ALL of your debt (including your mortgage) in about 9 years.*

Eliminate 10-20 years of debt payments*
Save $108,000 or more in interest*
Say “Goodbye” to financial stress

Our program has a 95% client success rate. Nine Year Mortgage will help you reach financial security and peace of mind. Watch our 5 minute video below to start learning how you can beat the banks at their own game.

Nine Year Mortgage Program

The Nine Year Mortgage Program is unlike other methods of eliminating your debt and it will not harm your credit. In fact, it’s possible that your credit score will improve as the Nine YearMortgage Financial Plan systematically eliminates your debt.

Act now to take advantage of our special offer to receive a complimentary Financial Analysis from a qualified representative, with no obligation. The Nine Year Mortgage Financial Analysis will compile a personalized plan detailing how much you will save in both time and interest, and what advanced strategies can be utilized to eliminate your debt faster than you ever thought possible.

Don’t take our word for it, learn what thousands of satisfied clients are saying on our Nine Year Mortgage Reviews page. By participating in the Nine Year Mortgage Program, you will realize the new American dream of eliminating all your debt including your mortgage, in about nine years.* You can also visit the Nine Year Mortgage Blog where you can gain free access to invaluable financial advice, money-savings tips, and straightforward commentary on today’s most important personal finance topics.

Remember, a debt free future can be yours today! Contact us now to learn how Nine Year Mortgage will change your life and put your family on the path to financial security.

*Results vary. Typical results for clients of 9 Year Mortgage.

{}"It’s great for us. Now, we are saving money two ways-each month with a lower payment, and in the long run because our house will be paid off 19 years sooner than it would have." ~Linda Smith of Cumberland, MD {}"I get on every month and look at the progress we’ve made and it makes me feel good. We’ve even found ways to accelerate our plan even further and are one year ahead of schedule!" ~Barbara and Kelly Smith of Green River, Wyoming {}"Before NINE YEAR Mortgage, we were over our heads in debt. I think we had more debt than money! Our credit was great and we didn’t want to mess it up. I was actually praying for a solution to get us out of debt when I found NINE YEAR Mortgage. I am thankful that this is the place we found because it has truly been an answer to my prayer." ~Kim Slack of California City, CA {}"We set up a program that was personalized to our circumstances and got started immediately. The best part was that we could see balances drop monthly! All of the people that we came in contact with were extremely friendly, helpful, and courteous. We have paid off six credit card accounts with balances of over $44,000 and will have our mortgage paid off in 5 1/2 more years." ~Gary and Linda Sprik

Welcome to Howard Ruff’s Nine Year Mortgage

Nine Year Mortgage: Your Path to Financial Security

Since 1996, Nine Year Mortgage has reached across the United States to help thousands of Americans eliminate all of their debt, including their mortgage, in about nine years. Even better, the effective interest rate created by our unique program is lower than anything you have ever seen before!

Eliminate ALL of your debt (including your mortgage) in about 9 years.*

Our program has a 95% client success rate. Nine Year Mortgage will help you reach financial security and peace of mind. Watch our 5 minute video below to start learning how you can beat the banks at their own game.

Nine Year Mortgage Program

Request Your Free CD

Howard Ruff

Find Us and Subscribe

What our Customers are Saying

Nine Year Mortgage Blog