80 Years Old and Still Can’t Retire

9 Year Mortgage on Delayed Retirement

People are taking a look at their retirement account statements and realizing a startling fact–there’s just not enough money in there to retire.  Your options are to save more money, invest in more aggressive funds, or to just keep working.  Many are forced to just keep working.

Many Americans will be working into their 80s

Depending on your income bracket, you may have to keep working even longer.  A recent study by the Employee Benefit Research Institute found that the bottom 25% of wage earners (averaging under $12,000 per year), would have a 50% chance of being able to retire if they keep working until age 84.  If you make between $31,000 and $72,000 you get those same 50/50 odds if you keep working until you are 72 years old.  One problem with these numbers is that the World Bank estimates the average life expectancy in the US to be less than 79 years.

For 75% of Americans, the only option is to keep working past 65, and for many of them, that means retirement will never be a really–they will die before they are able to retire.  If you find yourself passing retirement age without sufficient funds to stop working, you need to take an inventory of your health and your career, you may need to keep them both in shape longer than you thought.

The 9 Year Mortgage Financial Plan

Your retirement is too important to trust to chance.  If you still have a mortgage and a load of other debt, and you’re approaching the age when you’d like to retire, it’s time to call 9 Year Mortgage.  Since 1996 thousands of clients have taken advantage of the 9 Year Mortgage financial plan.  The average client is able to eliminate their mortgage and all of their debt in about 9 years.  You owe it to yourself and your family to contact 9 Year Mortgage today.

 

 

Will 9 Year Mortgage work for me?

Not everyone qualifies or will benefit from the 9 Year Mortgage program so there is no easy answer to that question.   We are very careful with who we let into the program.  We go through a qualification process to make sure we can provide you a viable financial plan that will work before we let you into the program.  Our representatives are trained to ask the right questions and gather the information necessary to quickly find out if we can help you.  If you would like to go through this process you can Click Here to begin filling out some basic information so that a 9 Year Mortgage representative can start working on your financial plan right away.

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