Actual Client Savings

Actual Nine Year Mortgage Client Savings Examples

 
Averages From Examples Below
Years Until Debt Free Total Debt Change in Monthly Payment Previously Scheduled Interest Nine Year Mortgage Scheduled Interest Interest Savings Effective Rate *
9.04 yrs $178,003 +$8.51 $175,328 $66,596 $108,731 3.91%
Actual Client Savings Examples
Years Until Debt Free Total Debt Change in Monthly Payment Previously Scheduled Interest Nine Year Mortgage Scheduled Interest Interest Savings Effective Rate * State
17.7 $213,907 + $40 $283,020 $176,114 $106,906 4.65% CA
16.2 $333,152 No Change $447,010 $219,808 $227,202 4.07% NY
13.9 $228,380 No Change $245,334 $131,519 $113,815 4.14% UT
13.4 $187,594 No Change $243,500 $85,415 $158,085 3.40% UT
13.0 $372,019 No Change $298,468 $132,708 $165,760 2.74% CO
12.3 $105,390 No Change $123,473 $42,787 $80,685 3.30% IA
11.8 $205,620 No Change $236,330 $102,148 $134,182 4.21% NY
11.6 $242,072 No Change $184,557 $116,761 $67,796 4.16% NY
11.6 $113,111 No Change $177,882 $47,650 $130,232 3.63% OH
11.2 $292,430 + $84 $176,807 $90,423 $86,384 2.76% CO
11.0 $122,982 + $100 $128,907 $52,361 $76,546 3.87% SC
10.5 $121,185 No Change $143,728 $58,150 $85,578 4.57% AR
10.5 $77,779 No Change $56,999 $35,728 $21,271 4.37% UT
10.3 $310,830 No Change $290,226 $120,614 $169,612 3.77% CA
10.3 $208,099 No Change $211,620 $81,323 $130,297 3.79% UT
10.3 $150,956 No Change $117,238 $65,161 $52,076 4.19% WI
10.1 $272,445 No Change $433,818 $114,596 $319,221 4.16% CA
10.1 $104,751 No Change $136,966 $38,783 $98,183 3.67% TX
9.6 $191,687 No Change $79,350 $70,365 $8,985 3.82% WI
8.9 $208,803 No Change $161,138 $58,508 $102,629 3.15% AR
8.8 $163,658 No Change $221,423 $74,849 $146,573 5.20% NM
8.8 $114,758 – $300 $160,828 $62,498 $98,330 6.19% OH
8.5 $120,157 No Change $77,614 $41,120 $36,494 4.03% TX
8.1 $382,736 + $123 $383,837 $111,318 $272,518 3.59% CA
8.0 $241,114 No Change $406,630 $109,758 $296,872 5.69% MS
7.9 $145,552 + $48 $110,626 $53,599 $57,026 4.66% AR
7.8 $115,811 No Change $70,458 $25,206 $45,252 2.79% WA
7.7 $95,891 No Change $68,799 $38,696 $30,102 5.24% NY
7.7 $146,959 No Change $57,131 $37,736 $19,394 3.33% NY
7.5 $85,555 No Change $60,475 $22,428 $38,047 3.50% MO
7.2 $20,763 No Change $12,137 $4,703 $7,434 3.15% AR
7.1 $110,364 – $18 $40,304 $23,846 $16,457 3.04% ID
7.0 $186,950 No Change $104,655 $44,737 $59,918 3.42% ID
7.0 $138,944 No Change $97,622 $36,733 $60,889 3.78% NY
6.9 $268,372 No Change $268,375 $105,346 $163,028 5.69% UT
6.9 $304,350 + $100 $169,960 $78,026 $91,934 3.72% TX
6.5 $160,603 No Change $140,396 $38,585 $101,811 3.70% TX
6.2 $61,247 No Change $224,876 $19,270 $205,606 5.07% SD
5.9 $425,461 No Change $550,626 $117,170 $433,455 4.67% MS
5.8 $119,570 No Change $48,357 $20,517 $27,839 2.96% LA
5.3 $146,429 + $97 $49,268 $18,410 $30,857 2.37% SC
5.3 $59,599 No Change $31,966 $11,058 $20,908 3.50% MO
5.2 $144,752 + $108 $111,532 $34,477 $77,054 4.58% AL
4.9 $69,095 No Change $182,800 $8,373 $174,427 2.47% AL
4.7 $118,265 No Change $62,676 $17,446 $45,230 3.14% IN
* Effective rate of interest is defined as the actual amount of interest paid, divided by the total amount of debt, divided by the number of years required for repayment.