About Howard Ruff

•    New York Times best-selling author and editor of the top rated financial newsletter, The Ruff Times. •    “Over the past 12 months The Ruff Times is the top-performing financial letter … up 61.3% versus 18.3% for the dividend-reinvested Wilshire 5000 Total Stock Market Index…  over the past ten years, The Ruff Times is up an annualized 10.77% versus 0.89% annualized for the total return Wilshire 5000.” Market Watch.com, Nov. 29, 2010. •    Over the years, Howard Ruff has reached more people than any other financial writer, with more than 600,000 subscribers to The Ruff Times. •    Howard Ruff’s book, How to Prosper During the Coming Bad Years, was the biggest selling financial book in history with 2.6 million copies in print. •    Howard Ruff has an amazing track record for profitable financial recommendations, especially like now when Wall Street’s recommendations have crashed and burned.  He writes for Main Street — not Wall Street. •    “Howard  Ruff has done as much or more than anybody in this country to focus public attention on the underlying monetary problems, faced not only by the United States, but all over the world.” Phill Gramm, former U.S Senator and economics professor •    “In my opinion, Howard Ruff comes up with more economic insights in a single week than most economists come up with in a lifetime.” William E. Simon, former U.S Secretary of the Treasury •    Howard Ruff espouses the concept of “Principled Living” with 10 “Principles of Ruffonomics” to help guide his readers and followers to financial success and keep them out of trouble.  He has observed that most people can benefit from assistance with the motivation and discipline required to put those principles into place, and execute a successful financial plan. •    “Nine Year Mortgage is a unique program specifically designed to eliminate all of your debt (including your 30-year mortgage) in about nine years.  It is also the surest method of getting onto an accelerated path to financial security and a comfortable retirement. ” Howard Ruff — Chairman The Ruff Times — Top Performing Financial Newsletter in America The Ruff Times 2010 — MarketWatch Ranking: #1 up 68.7%  http://www.marketwatch.com/story/top-10-letters-of-2010-2010-12-27 The Ruff Times 2009 — MarketWatch Ranking: #2 up 168.5% http://www.marketwatch.com/story/the-top-10-investment-letters-of-2009-2009-12-28 The Ruff Times — Investing from the Ruff — Click here to watch a video by CNBC To learn more about Howard Ruff, including a special discount offer for his latest updated book and subscription information for The Ruff Times, go to www.RuffTimes.com